SPs who accept credit card

[Yesboss]

Hey All,

Can you please recommend an SP who accept credit cards? Someone who is available this evening?

Thanks
Y

 

[maniacalone]

Best to do a cash advance and pay the fees if you need to go that route.

 

[Lady Companion]

Considering you are swiping, signing, and getting a receipt for your payment, I think it would be challenging for a lady to take more than authorized. It would also be terrible for business and reputation.

Any lady who does accept credit cards has to be together enough to have registered a business, be paying proper taxes and GST for all of our liaisons, have gone through the trouble of setting up a merchant account and paying all those applicable fees, as well as all the credit card fees etc. It's not going to be your fly by night ladies that accept credit. It will likely only be well established, put together and honest ladies (or agencies). If we are honest enough to declare our income, do you really think we are the type of people who would steal from anybody - much less the very people who we share intimate times with and who provide us with our income?

Yes, there is a paper trail, but that's not a problem unless somebody is already scrutinizing you. And if that is the case, large cash withdrawals will probably be more problematic.

Besides, any lady who does accept cards will have an industry neutral and discreet business/billing name that would never raise eyebrows.

With that said, if you are seeing dodgy ladies, or somebody without a good reputation (yet), then you may not want them even knowing your name.

I don't know, that's not my demographic. I almost never receive cash (5 times in total this year), so it never even occurred to me that somebody would think along the lines of poonman.

I'm sure he has valid points for some people, and I'm not meaning to minimize his comments. I just don't see any greater issues with it than swiping your card for any other reputable business.

 

[felixthecat]

I think Riza (and probably all ladies who work from her home) accept credit cards.

 

[newatit]

Telus recently came out with a credit card device through Dream Payments which is bought for $99.00 or so. Dream payments makes their money on the charges but it now accepting Applepay and debit cards. So a bit more flexible and private.

You can set up a bank account against which a debit or cc is taken from and keep this issue private.

 

[Riza]

I think Riza (and probably all ladies who work from her home) accept credit cards.

Yes felixthecat you are correct, we all take cc an debit. One change that is happening is that we have a new TD POS machine just like what you find in a restaurant and ClassyAngel has mentioned it is a legit Merchant account and because of the amount of charges we will be charging GST on all credit card and debit card transactions. You will also get a receipt. I have to make my GST payments on all sales so I will be passing on the costs for the ease of use of POS sales, think its only fair.

I agree with everything Classy said, if someone take the time, effort and accountability of setting up a legit merchant account and pay all their taxes you don't have anything to worry about, they have it together

Now the "Square" type readers is a different animal. For me (us) we don't have to touch or see your card/name/numbers to complete a transaction. If you have to give your card and/or the security code on the back I would make sure it is a provider you completely trust. For me even when I go online into my merchant account I only see the last 4 digits of your card and no name. :typing::dance:

Anyways everone enjoy the last day of the Canada Day long weekend.

:canada::canada::canada::canada::canada::canada::canada:

XOXOXO Riza

 

[Riza]

Thanks poonman for your view on this topic. Like you say its nice this is a forum and everyone gets to give their thoughts on subjects. I understand where you are coming from and I think things like this have to be taken differently depending on the SP/client. I guess I do agree that anyone can start a company and that doesn't make them honest or established, you have me on that one and agree with the statement about well reviewed ladies on this site.

As for myself I have kept my prices the same since starting 3 yrs ago except for a initial increase a few months after starting because I was way below the standard rates. (I was green and no one to guide me) Also I didn't start accepting credit cards until recently and didn't increase my rates ever to roll in this cost. I think I give a good service for the reasonable price I charge. I don't charge the 2% transaction charge, I treat it as a cost of business just like buying condoms, lube etc. I do however submit my GST report and make my payments as for transactions made. I could increase my rates across the board to cover the costs but I don't believe that is fair. If you want the convenience of using a card then I will charge GST and submit it like any business does. The other option was to increase my rates and give a discount for paying cash but that's to much work and to confusing.

Some of you may know that I have been going through some plumbing issues in my house. I have had plumbers all last week doing a repipe. I mentioned to the plumber that since he is charging $99 dollars a hour per man and their has been 3 men working all week if we could do something about the tax, his reply was sure, pay cash and no tax. For convenience this was not possible so I paid by card and got charged the tax, it was easier for me and I paid for it. The same happened when I got brakes on my car last week. Made the same comment and got the same reply...I paid cash and saved the tax. :tea:

Anyways that's the way I am looking at it, it might be wrong, there might be a better way of doing it but for me I think it works and is fair for all involved. :kiss:

Everyone have a good week and if the gods are smiling my repipe will be over tomorrow and back to normal. (other than the holes in my walls that have to be repaired) At least I can stop good now at a red light. :amen:

Have a great week all and hope to see you sometime.