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I'm not an expert in economics by any means, but to me, the banking system seems not much different from a ponzi scheme. You deposit your money in a checking account and the bank pays you a ridiculously low interest rate of like 1% a year while charging you a bunch of fees for the privilege of...

If you get a ticket for "using an electronic device while operating a motor vehicle", and you dispute the ticket, how can the cop prove you were using your cell phone in court? I never text and drive or talk on my cellphone but what if you're using your phone/ipod to play music in your car and...

I've never tipped for take-out because I think it's BS and undeserved. The only service they've provided me is put my food in a bag and ask for my money, which is their job and takes 1.3 seconds. I work in an office but I don't get tipped every time I do my job and answer the phone for example...

I'm sure this question has been asked before but I'd like to get an updated assessment. So what's your yearly pooning budget?